Loans

CAR LOAN
  • Loan up to 75% of the cost of the car.
  • Payment in 30 to 60 monthly instalments.
  • Interest Rate 8.45 percent (Charged Monthly).
HOUSING LOAN
  • Maximum loan Rs 30 lakh.
  • Interest Rate 7.95 Percent (Charged Monthly).
  • The property has to be mortgaged.
  • Maximum monthly instalments will be 240.
BUSINESS LOAN
  • Up to 50 lakh 11.00%.
  • 50 lakh to 1 Crore 10.75%.
  • 1 Crore & above 10.50%.
UNSECURED LOAN
  • Computer/TV/Fridge etc.
  • Up to Rs.3 lakh on security of members.
  • Interest Rate 15.50 percent.
LOAN AGAINST DEPOSIT (LIC, NIC, FD ETC.)
  • A.L.C./K.V.P./ N.S.C. on loan = 12% Rate of Interest
  • A.L.C./K.V.P./ N.S.C. on loan (3rd person) = 13% Rate of Interest
  • Loan against the security of your bank’s fixed deposit
    • Rs.25,000. Fixed Deposit Rate up to + 1.50% above
    • Rs.25,000 and above Fixed Deposit Rate + 1.00% above
  • Loan against the security of your Bank’s Fictitious Deposit (Third Person) = Fixed Deposit Rate + 2.00% above